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"CRED is a members-only app with exclusive rewards for every credit card bill payment. CRED’s credit card spend tracking and management features provide simple, yet powerful tools for its members to manage their credit card more efficiently.

In addition to curating exclusive rewards from top brands for it’s members, CRED members get access to CRED PROTECT - an AI backed system that keeps track of every single nuance of a credit card payment journey - right from due date reminders, spend patterns and other card usage statistics."

Apply for account

Enter your phone number, verify via OTP

Enter your name

Your credit score is checked on the bureau and you are let in if you are above a certain threshold.

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Onboarding slides

Kill the bill, get rewarded every time you pay: Get rewards from Cult.fit, ixigo, Urban Ladder and more by paying your credit card bill

Stay on top of your credit cards: Never miss a payment, always stay updated on dues and bank charges

Be part of a select few: As an approved Cred member, you can get access to rewards and exclusive offers